Leighton Gordon

NMLS # 360813



Leighton Gordon Principal Loan Originator
Background image for Properties & Notes Investments 1468490



The following is a partial list of programs offered by Properties & Notes Investments with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 954-400-0399.


These materials are not from HUD or FHA and were not approved by HUD or a government agency.


Conventional Fixed Rate Mortgages

A popular loan type, conventional loans feature a fixed (unchanged) interest rate for the life of the loan. The monthly principal and interest payments remain the same throughout the loan term. Typically, borrowers are expected to provide a 5-20 percent down payment. Contact us for details on down payment requirements. Available terms generally range from 15-30 years.

Learn More

Adjustable Rate Mortgages

An adjustable-rate mortgage differs from a fixed-rate mortgage in many ways. Most importantly, with a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an ARM, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly. Various types of ARM loans include Hybrid ARMs such as 5/1 year, 7/1 year and 10/1 year programs. Contact us for more information on adjustable rate mortgage loans.

Learn More

FHA Loans

An FHA insured loan is backed by the Federal Housing Administration and is geared towards a mortgage for a borrower's primary residence. Lenders who offer these loans must be approved by the US Department of Housing and Urban Development. This type of home loan usually requires borrowers to have a lower down payment of 3.5% and homeowners are typically able to qualify with lower credit scores as compared to conventional mortgages. Contact us to find out if an FHA loan is the right fit for you when buying a home or refinancing your mortgage.

Learn More

VA Loans

VA loans are only available to qualified military veterans and their families to purchase or refinance their primary home. There are many favorable loan terms relating to VA loans that benefit veterans such as no private mortgage insurance, closing costs are limited and may be paid by the seller and no down payment is mandated unless required by a lender. These loans are insured by the US Department of Veteran Affairs and require lenders to be VA approved. Contact us today for more information on qualifying for this loan program.

Learn More

USDA Loans

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with NO Money Down. USDA loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan.

Learn More


Refinancing your mortgage involves paying off your old loan and replacing it with a new one from a lender of your choice. Homeowners refinance for a variety of reasons, including switching from an ARM to a fixed rate mortgage, shortening their repayment term, and tapping their home equity to access cash to do such things as home improvement and debt consolidation. Your home is an investment. Refinancing is one way you can use your home to leverage that investment. Contact us to find out more information about qualifying for this loan program.

Learn More

Jumbo Loans

A loan is considered jumbo if the amount of the mortgage exceeds the current loan  limits set by Fannie Mae and Freddie Mac, the government sponsored agencies that buy most US home loans from various mortgage lenders.  Similarly to a standard mortgage, fixed and adjustable rate terms are available for these types of loans and they can be used to purchase a primary residence, second or vacation home and investment properties.  Typically the required  down payment and interest rates for jumbo loans are higher than standard mortgages, and the underwriting guidelines are stricter. Learn more about jumbo loans by contacting us today.

Learn More

Non-QM Loans

A non-qualified mortgage — or non-QM loan — is a home loan that is not required to meet agency-standard documentation requirements as outlined by the Consumer Financial Protection Bureau (CFPB). This is a type of mortgage loan that allows you to qualify based on alternative methods such as using a borrower's personal or business bank statements to calculate and verify their monthly income to qualify for a home loan as opposed to using the more commonplace W2 and 1099 tax forms. Also, loan terms may include a wide variety of non-traditional features such as  repayment periods exceeding 30-years.

Learn More

Foreign National Loans

If you are a citizen from another nation, you can still have the opportunity to get a mortgage loan to buy a property in the United States. A mortgage loan to a non-resident person in the U.S.A. is called a Foreign National Mortgage loan. A foreign national who is not a resident of the United States will in many cases seek to own real estate. Financing real estate is generally done by US mortgage companies and banks to United States citizens. The property can become a second or vacation home while staying in America. It could also be an investment property.

Learn More