As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the t
Mar 28, 2023 | Purchasing a Home
During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma
Mar 21, 2023 | Purchasing a Home
Home Purchase If you’re currently going through the home buying process you might have already figured out your ideal total mortgage payment, mortgage interest rate and how much money you want to initially place for a down payment. But have you considered
Mar 16, 2023 | Purchasing a Home Home Buying Made Simple ClosingCosts
Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo
Mar 07, 2023 | Purchasing a Home
The Home Buying Process is indeed tedious but it doesn’t have to be confusing. We have broken it down into 10 easy to follow steps from start to finish. These steps as outlined below will be helpful to the new or experienced home buyer. 1. First, complete
Mar 02, 2023 | Purchasing a Home Home Equity Home Buying Made Simple
The U.S. real estate market has had an extremely low inventory of available homes over the past two years thanks to enormous demand. That has resulted in longer home searches for potential buyers. The National Association of Realtors recently reported tha
Feb 28, 2023 | Purchasing a Home