Adjustable Rate Mortgage (ARM)

An adjustable-rate mortgage differs from a fixed-rate mortgage in many ways. Most importantly, with a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an ARM, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly.


Various types of ARM loans include Hybrid ARMs such as 5/1 year, 7/1 year and 10/1 year programs. Contact us for more information on adjustable rate mortgage loans.

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