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Requested Documents


Requested documents to apply for a new mortgage:

  1. Past two years W-2 statements

  2. Past two years individual tax returns

  3. Paystubs covering the last thirty (30) days of work for W-2 wage earners

  4. Two most recent months bank, retirement and brokerage account statements (as applicable)

  5. A signed purchase contract

  6. Copy of unexpired driver's license for your home state 

  7. Condo/Homeowners Association contact info (as applicable)

  8. Realtor contact information (as applicable) 

Additional documents for refinance loan applicants:

   9. A copy of the deed

   10. Most recent property tax bill

Additional documents for VA loan applicants:

   11. DD Form 214 (Long Form)

If you are divorced we will need:

   12. A fully executed divorce decree 

If you are self employed, paid by commission or own rental real estate:

   13. Past two (2) years signed personal and business tax returns - including all 1099's, K-1's and all other schedules

   14. If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.


Mortgage loan programs differ in regards to the terms, conditions and lender/agency guidelines for each loan type selected. Further, considering the uniqueness of a client's situation, then more documents maybe required in addition to the above checklist. Upon completing a mortgage loan application, our clients are also given a loan estimate form that summarizes their estimated closing cost, a home loan toolkit booklet that goes over the home buying process, and an "intent to proceed" disclosure form before a loan file is submitted for underwriting. Please contact us for a no-obligation consultation.